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Checking Accounts

At Nikkei CU, we have checking accounts that fulfill the needs of all our members. We offer three different types of checking accounts. Below, we’ve listed each type of checking account and what they offer. This comparison chart allows you to find the checking account that’s right for you!

Checking Account Features
 Classic CheckingSecure Plus CheckingStudent Checking
No Minimum Balance Requiredcheck
Free Online Banking
Free Mobile Banking
Free Bill Pay
Free eStatements
One Free Box of Checks Annually (Basic – Singles)
Free Debit Card
Access to surcharge-free CO-OP ATM Network (30,000+ ATMs in the US)
Access to more than 5,100 CO-OP Shared Branching locations in the US
Identity Theft Monitoring and Resolution Service [
Credit File Monitoring [
3-in-1 Credit Report every 90 Days [
Credit Score Retrieval [
Age Requirement  Students, Ages 14-23 (Under 18 Years Needs Joint Owner)
Monthly Fee$3.00 (waived with $300 minimum balance)$3.00 (waived if 55 years or older)No Fee

Worry-free Online Shopping
Our checkcard is equipped with enhanced security for online shopping with MasterCard SecureCode

Important Numbers

  • Checking Account Routing Number: 322275791
  • To Report Lost or Stolen Debit MasterCard: (888) 241-2510

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