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Checking Accounts

At Nikkei CU, we have checking accounts that fulfill the needs of all our members. We offer three different types of checking accounts. Below, we’ve listed each type of checking account and what they offer. This comparison chart allows you to find the checking account that’s right for you!

Checking Account Features

 Classic CheckingSecure Plus CheckingStudent Checking
No Minimum Balance Required Yes Yes Yes
Free Online Banking Yes Yes Yes
Free Mobile Banking Yes Yes Yes
Free Bill Pay Yes Yes Yes
Free eStatements Yes Yes Yes
One Free Box of Checks Annually (Basic – Singles) Yes Yes Yes
Free Debit Card Yes Yes Yes
Access to surcharge-free CO-OP ATM Network (30,000+ ATMs in the US) Yes Yes Yes
Access to more than 5,100 CO-OP Shared Branching locations in the US Yes Yes Yes
Identity Theft Monitoring and Resolution Service [Read More]   Yes  
Credit File Monitoring [Read More]   Yes  
3-in-1 Credit Report every 90 Days [Read More]   Yes  
Credit Score Retrieval [Read More]   Yes  
Age Requirement     Students, Ages 14-23 (Under 18 Years Needs Joint Owner)
Monthly Fee $3.00 (waived with $300 minimum balance) $3.00 (waived if 55 years or older) No Fee

Worry-free Online Shopping
Our checkcard is equipped with enhanced security for online shopping with MasterCard SecureCode

Important Numbers

  • Checking Account Routing Number: 322275791
  • To Report Lost or Stolen Debit MasterCard: (888) 241-2510

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