Savings Accounts

Rates effective as of and subject to change.

SAVINGS
Type/Term Minimum Opening Balance Dividend Rate APY*
Regular Shares $5 to $4,999 0.05%

0.05%

  $5,000 to $49,999 0.10% 0.10%
  $50,000 and over 0.15% 0.15%

CHECKING
Average Daily Balance to Earn Dividends Minimum Opening Balance Dividend Rate APY*
$5,000+ $5 to $4,999 0.00% 0.00%
  $5,000 to $49,999 0.05% 0.05%
  $50,000 and over 0.10% 0.10%

MONEY MARKET SAVINGS
Average Daily Balance to Earn Dividends Minimum Opening Balance Dividend Rate APY*
$2,500+ $2,500.00 to $4,999 0.10% 0.10%
  $5,000 to $49,999 0.15% 0.15%
  $50,000 and over 0.30% 0.20%

IRA SHARE ACCOUNTS (TRADITIONAL OR ROTH)
Average Daily Balance to Earn Dividends Minimum Opening Balance Dividend Rate APY*
$5 $5 0.05% 0.05%
 $5,000 $5,000 0.20% 0.20%
 $50,000 $50,000 0.30% 0.30%

SHARE CERTIFICATES (MINIMUM $2,500)
Type/Term Minimum Opening Balance Dividend Rate APY*
6-Month $2,500 0.40% 0.40%
12-Month $2,500 0.60% 0.60%
18-Month $2,500 0.80% 0.80%
24-Month $2,500 1.00% 1.00%
36-Month $2,500 1.20% 1.21%
       
6-Month $50,000 0.60% 0.60%
12-Month $50,000 0.80% 0.80%
18-Month $50,000 1.00% 1.00%
24-Month $50,000 1.20% 1.21%
36-Month $50,000 1.40% 1.41%

Term Share Certificates Member Loyalty Rate Rewards
  Add to APR
 - Bill Pay 0.05%
 - Estatements 0.05%
 - Checking Account 0.05%
 - Mobile Banking 0.05%
 - Mobile Check Deposit 0.05%
 - Nikkei ATM/Debit Card 0.05%
 - Nikkei Visa Credit Card 0.05%
 - Payroll Deduction or Direct Deposit 0.05%
 - Cumulative Loan Balance(s) > $10,000 0.05%
 - Cumulative Savings and Checking Accounts Average Daily Balance equal or greater than $10,000 0.05%

Maximum rate rewards = 0.25%. Accounts must be active and established at least 90 days ago.

 

*APY is the Annual Percentage Yield, which is a measurement of the amount of interest paid on an account expressed as an annualized rate. Dividend rates and APYs are subject to change without notice. Call 310-324-1544 for current rates.