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Youth Accounts

Good savings habits start at home. While your children are young, show them how interest dividends work when they save more into their savings account.

Two Options to Consider:

    1. UTMA – Uniform Transfer to Minor Act
      This account requires a custodian who will act on behalf of the minor. The minor is unable to conduct any transactions until the custodian formally turns the account over to the minor.
    2. Minor's Account (Joint Account with Joint Owner)
    3. By opening the minor's account with a joint owner (usually a parent/guardian), it allows both the minor and the joint owner to conduct transactions.


  • Free Online Banking
  • Free Mobile Banking
  • Free eStatements

Monthly Fee: No Monthly Fee

Minimum Requirements: Nikkei Credit Union membership and a $5 opening balance

Reward Yourself: Pays dividends for balances over $5

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