Mahubay Credit Union is for Kababayans!

Credit Card Payoff Calculator

If you want to find out how much time and money it will cost you to pay off your credit card

If you've wondered how a habit of paying the minimum payment per month affects your finances, check out this calculator. Or use the calculator to help you determine how much better off you'd be with a lower-rate credit card from your Credit Union.

This calculator is solely for informational purposes and we do not guarantee the accuracy of the result. The calculations are not intended to be relied upon on actual payments or dividend computations.

Current balance$ 
Future monthly charges$ 
Future monthly payments$ 
Goal: Months until payoff  
Annual fee$ 
Annual rate %

If you want to pay off your balance of $ in months, do not make any more charges to your card and make a monthly payment of $ . (If you continue to make charges, it will effect on your calculations-and on your budget!). At your current payment of $ , you will pay off your balance in months.

This calculator is for informational purposes and provides reasonably accurate results; the calculations are not intended to be relied upon as actual credit payment computations.