Net Worth Calculator

Not just for millionaires anymore, net worth measures the difference between what you own and what you owe. Knowing your net worth is part financial fitness checkup (how am I doing?) and part planning tool.

As long as your assets are more than your debts, you have a positive net worth. Your goal, from one year to the next, is to make that positive difference grow.

Among other things, knowing your net worth helps you see if debts are in line with assets, if investments are growing, and even if you need more disability or life insurance to shield your assets. Use this calculator to take your financial pulse.

This calculator is solely for informational purposes and we do not guarantee the accuracy of the result. The calculations are not intended to be relied upon on actual payments or dividend computations.

Cash-share savings Cash-share draft/checking
Cash on hand Share certificates/CDs
Money-market funds U.S. savings bonds
Market value of house Market value, other real estate
Life insurance, cash value Annuities, surrender value
Pension plans, vested equity Profit sharing, vested equity
401(k) or 403(b) plans Individual retirement accounts
Keogh plans Stocks (individually owned)
Bonds (individually owned) Stock mutual funds
Bond mutual funds Real estate investment funds
Other investments Collectibles
Precious metals Household furnishings
Vehicles Boats, recreational vehicles
Furs, jewelry Loans owed to you
Other assets
Mortgage balance(s) Vehicle loans
Student loans Home-equity credit line
Other credit lines Credit card bills
Other bills

Total assets:
Total liabilities:
Net worth: