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Nikkei Credit Union
eStatement Promotion Official Rules

Effective August 1 – October 15, 2013

Enroll in eStatements & Earn a Chance to Win a $50 Gift Card!

No purchase is necessary to enter or win. Each entry has an equal chance of winning.

This promotion is void wherever prohibited by law.

Sponsored by Nikkei Credit Union (NCU). NCU’s business address is 18425 S. Western Ave., Gardena, CA 90248. Three $50 Gift Cards will be awarded to three different winners. Winners will be randomly selected after October 15, 2013. The winner will be notified by phone, email and/or mail. If a winner cannot be contacted within five (5) business days, then such person will be disqualified and an alternate winner will be chosen. The odds of winning depend on the total number of eligible entries received. NCU does not have an estimate of the number of entries it will receive.

HOW TO ENTER

Automatic Entry: To enter, enroll in eStatements during the promotion period. All membership requirements must be met. Entry is automatic upon eStatement enrollment. Each entry will be deemed made by the owner of the account from which the eStatements are sent. Only accounts that are in good standing are eligible for automatic entry.

ALTERNATE ENTRY

Members may also enter the drawing by hand-printing legibly the words, “NIKKEI CREDIT UNION 2013 eStatement Promotion” and their full name, address, daytime phone number (including area code), and date on a 3”x5” card and mailing (one per envelope) to: Nikkei Credit Union, Marketing/eStatement Promotion, 18425 S. Western Ave., Gardena, CA 90248. Hand-printed entries must be turned in to NCU no later than 5pm on October 11, 2013. Only one (1) entry allowed per member. Mechanically reproduced entries will not be accepted. Once submitted, all entries become the property of Nikkei Credit Union and none will be returned. Entries will not be acknowledged or returned. Neither NCU nor its employees shall be responsible for lost, lost, late, misdirected, damaged, incomplete or illegible entries. All personal information collected will be treated in a manner consistent with NCU’s Privacy Policy.

ELIGIBILITY

Open only to members in good standing who are age 18 or older and U.S. residents. NCU employees, officials and members of their immediate families are not eligible. To qualify as a member in good standing, a person must have an open NCU regular share savings account with a balance of $25.00 or more and may not have any of the following:

• cannot be currently past due on any obligation with NCU

• a negative balance on any share or checking account

• charged-off loans

GENERAL CONDITIONS

All federal, state and local laws and regulations apply. Void where prohibited by law. By participating, participants agree to the following:

a) Bound by these Official Rules;

b) Decisions of NCU are final on all matters relating to this promotion;

c) Grant NCU the right to publish their proper name, likeness, city and state in any media except as prohibited by law, without compensation.

d) By accepting the Gift Card, the recipient agrees to release and hold harmless all representatives of NCU and any agencies from all liability for any injuries, loss of any kind to person or property arising from participation in activity.

For a listing of drawing winners, or a copy of these Promotion Rules, please send a self-addressed stamped envelope to:

Nikkei Credit Union
Attn: Marketing/eStatements Promotion 2013
18425 S. Western Ave.
Gardena, CA 90248

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