Deposit Account Rates

Rates effective as ofand subject to change.

SAVINGS
Type/TermMinimum Opening BalanceDividend RateAPY*
Regular Shares$5 to $4,9990.03%

0.03%

 $5,000 to $49,9990.06%0.06%
 $50,000 and over0.12%0.12%

CHECKING
Average Daily Balance to Earn DividendsMinimum Opening BalanceDividend RateAPY*
$5,000+$5 to $4,9990.00%0.00%
 $5,000 to $49,9990.03%0.03%
 $50,000 and over0.06%0.06%

MONEY MARKET SAVINGS
Average Daily Balance to Earn DividendsMinimum Opening BalanceDividend RateAPY*
$2,500+$2,500.00 to $4,9990.03%0.03%
 $5,000 to $49,9990.06%0.06%
 $50,000 and over0.12%0.12%

IRA SHARE ACCOUNTS (TRADITIONAL OR ROTH)
Average Daily Balance to Earn DividendsMinimum Opening BalanceDividend RateAPY*
$5$50.10%0.10%
 $5,000$5,0000.20%0.20%
 $50,000$50,0000.30%0.30%

SHARE CERTIFICATES (MINIMUM $2,500)
Type/TermMinimum Opening BalanceDividend RateAPY*
6-Month$2,5000.75%0.75%
12-Month$2,5001.00%1.00%
18-Month$2,5001.25%1.26%
24-Month$2,5001.50%1.51%
36-Month$2,5001.75%1.76%
    
6-Month$50,0001.00%1.00%
12-Month$50,0001.25%1.26%
18-Month$50,0001.50%1.51%
24-Month$50,0001.75%1.76%
36-Month$50,0002.00%2.02%

Term Share Certificates Member Loyalty Rate Rewards
 Add to APR
Nikkei ATM/Debit Card0.05%
Payroll Deduction or Direct Deposit0.05%
Checking Account0.05%
Bill Pay0.05%
Mobile Banking & Mobile Check Deposit0.05%
Cumulative Loan Balance(s) > $10,0000.05%
Cumulative Loan Balance(s) > $50,0000.10%
Cumulative Share Account(s) Daily Average Balance for 90 Days = > $100,0000.10%
Cumulative Share Account(s) Daily Average Balance for 90 Days = > $250,0000.20%
Cumulative Share Account(s) Daily Average Balance for 90 Days = > $500,0000.30%

Maximum rate rewards = 0.50%. Accounts must be active and established at least 90 days ago.

 

*APY is the Annual Percentage Yield, which is a measurement of the amount of interest paid on an account expressed as an annualized rate. Dividend rates and APYs are subject to change without notice. Call 310-324-1544 for current rates.