Deposit Account Rates

Rates effective as of and subject to change.

SAVINGS
Type/Term Minimum Opening Balance Dividend Rate APY*
Regular Shares $5 to $4,999 0.03%

0.03%

  $5,000 to $49,999 0.06% 0.06%
  $50,000 and over 0.12% 0.12%

CHECKING
Average Daily Balance to Earn Dividends Minimum Opening Balance Dividend Rate APY*
$5,000+ $5 to $4,999 0.00% 0.00%
  $5,000 to $49,999 0.03% 0.03%
  $50,000 and over 0.06% 0.06%

MONEY MARKET SAVINGS
Average Daily Balance to Earn Dividends Minimum Opening Balance Dividend Rate APY*
$2,500+ $2,500.00 to $4,999 0.05% 0.05%
  $5,000 to $49,999 0.10% 0.10%
  $50,000 and over 0.20% 0.20%

IRA SHARE ACCOUNTS (TRADITIONAL OR ROTH)
Average Daily Balance to Earn Dividends Minimum Opening Balance Dividend Rate APY*
$5 $5 0.05% 0.05%
 $5,000 $5,000 0.10% 0.10%
 $50,000 $50,000 0.20% 0.20%

SHARE CERTIFICATES (MINIMUM $2,500)
Type/Term Minimum Opening Balance Dividend Rate APY*
6-Month $2,500 0.50% 0.50%
12-Month $2,500 0.75% 0.75%
18-Month $2,500 1.00% 1.00%
24-Month $2,500 1.25% 1.26%
36-Month $2,500 1.50% 1.51%
       
6-Month $50,000 0.75% 0.75%
12-Month $50,000 1.00% 1.00%
18-Month $50,000 1.25% 1.26%
24-Month $50,000 1.50% 1.51%
36-Month $50,000 1.75% 1.76%

Term Share Certificates Member Loyalty Rate Rewards
  Add to APR
Nikkei ATM/Debit Card 0.05%
Payroll Deduction or Direct Deposit 0.05%
Checking Account 0.05%
Bill Pay 0.05%
Mobile Banking & Mobile Check Deposit 0.05%
Cumulative Loan Balance(s) > $10,000 0.05%
Cumulative Loan Balance(s) > $50,000 0.10%
Cumulative Share Account(s) Daily Average Balance for 90 Days = > $100,000 0.10%
Cumulative Share Account(s) Daily Average Balance for 90 Days = > $250,000 0.20%
Cumulative Share Account(s) Daily Average Balance for 90 Days = > $500,000 0.30%

Maximum rate rewards = 0.50%. Accounts must be active and established at least 90 days ago.

 

*APY is the Annual Percentage Yield, which is a measurement of the amount of interest paid on an account expressed as an annualized rate. Dividend rates and APYs are subject to change without notice. Call 310-324-1544 for current rates.