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Deposit Account Rates

Rates effective as of and subject to change.

SAVINGSCHECKINGMONEY MARKET SAVINGSSHARE CERTIFICATES

SAVINGS
Swipe left or right on table to reveal columns
Type/TermMinimum Opening BalanceDividend RateAPY*
Regular Shares $5 to $2,4999 0.00%

0.00%

  $2,500 to $4,999 0.02%

0.02%

  $5,000 to $49,999 0.04% 0.04%
  $50,000 and over 0.06% 0.06%

 

CHECKING
Swipe left or right on table to reveal columns
Average Daily Balance to Earn DividendsMinimum Opening BalanceDividend RateAPY*
$2,500+ $5 to $2,4999 0.00% 0.00%
  $2,500 to $4,999 0.01% 0.01%
  $5,000 to $49,999 0.02% 0.02%
  $50,000 and over 0.03% 0.03%

 

MONEY MARKET SAVINGS
Swipe left or right on table to reveal columns
Average Daily Balance to Earn DividendsMinimum Opening BalanceDividend RateAPY*
$2,500+ $5 to $2,4999 0.00% 0.00%
  $2,500 to $4,999 0.02% 0.02%
  $5,000 to $49,999 0.04% 0.04%
  $50,000 and over 0.06% 0.06%

 

SHARE CERTIFICATES - Minimum $2,500
Swipe left or right on table to reveal columns
Type/TermMinimum Opening BalanceDividend RateAPY*
6-Month $2,500 0.10% 0.10%
12-Month $2,500 0.20% 0.20%
18-Month $2,500 0.25% 0.25%
24-Month $2,500 0.30% 0.30%
36-Month $2,500 0.40% 0.40%
48-Month $2,500 0.50% 0.50%
6-Month $50,000 0.20% 0.20%
12-Month $50,000 0.30% 0.30%
18-Month $50,000 0.35% 0.35%
24-Month $50,000 0.40% 0.40%
36-Month $50,000 0.50% 0.50%
48-Month $50,000 0.60% 0.60%
Term Share Certificates Member Loyalty Rate Rewards Add to APR
 - Bill Pay 0.05%
 - Estatements 0.05%
 - Checking Account 0.05%
 - Nikkei ATM/Debit Card 0.05%
 - Nikkei Visa Credit Card 0.05%
 - Payroll Deduction or Direct Deposit 0.05%
 - Cumulative Loan Balance(s) > $10,000 0.05%
 - Cumulative Savings and Checking Accounts Average Daily Balance equal or greater than $10,000 0.05%

Maximum rate rewards = 0.40%. Accounts must be active and established at least 90 days ago.

0.40%

*APY is the Annual Percentage Yield, which is a measurement of the amount of interest paid on an account expressed as an annualized rate. Dividend rates and APYs are subject to change without notice. Call 310-324-1544 for current rates.

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