What is a Credit Union?

The credit union philosophy is people helping people – and that’s exactly what we do. As the Nikkei community, we come together to help one another:

(1) people who are credit union members can borrow here;

(2) loans are made for "prudent and productive" purposes;

(3) a person's character is considered more important than their income.

Members are, after all, borrowing their own money and that of their friends, family and coworkers.

These principles still govern most of the world's credit unions.

A credit union is a cooperative financial institution, owned and controlled by the people who use its services. These people are members. Credit unions serve groups that share something in common, such as where they work, live, or go to church. Credit unions are not-for-profit, and exist to provide a safe, convenient place for members to save money and to get loans at reasonable rates.

As a member of Nikkei Credit Union, you can rely on a strong financial relationship you and your family can count on for many, many years to come.