Nikkei Credit Union and Mabuhay Credit Union home

Deposit Account Rates

SAVINGS
Type/TermMinimum Opening BalanceDividend RateAPY*
Regular Shares $5 to $4,999 0.05%

0.05%

  $5,000 to $49,999 0.10% 0.10%
  $50,000 and over 0.15% 0.15%

 

CHECKING
Average Daily Balance to Earn DividendsMinimum Opening BalanceDividend RateAPY*
$5,000+ $5 to $4,999 0.00% 0.00%
  $5,000 to $49,999 0.00% 0.00%
  $50,000 and over 0.00% 0.00%

MONEY MARKET SAVINGS
Average Daily Balance to Earn DividendsMinimum Opening BalanceDividend RateAPY*
$2,500+ $2,500.00 to $4,999 0.15% 0.15%
  $5,000 to $49,999 0.30% 0.30%
  $50,000 and over 0.45% 0.45%

IRA SHARE ACCOUNTS (TRADITIONAL OR ROTH)
Average Daily Balance to Earn DividendsMinimum Opening BalanceDividend RateAPY*
$5 $5 0.10% 0.10%
 $5,000 $5,000 0.20% 0.20%
 $50,000 $50,000 0.30% 0.30%

SHARE CERTIFICATES (MINIMUM $2,500) 
Type/TermMinimum Opening BalanceDividend RateAPY*
6-Month $2,500 0.70% 0.70%
12-Month $2,500 0.80% 0.80%
24-Month $2,500 0.90% 0.90%
36-Month $2,500 1.00% 1.00%
       
6-Month $50,000 0.90% 0.90%
12-Month $50,000 1.00% 1.00%
24-Month $50,000 1.10% 1.11%
36-Month $50,000 1.20% 1.21%
       
6-Month $100,000 1.10% 1.11%
12-Month $100,000 1.20% 1.21%
24-Month $100,000 1.30% 1.31%
36-Month $100,000 1.40% 1.41%
JUMBO TERM SHARE CERTIFICATE ACCOUNTS 
Type/TermMinimum Opening BalanceDividend RateAPY*
6-Month $250,000 1.50% 1.51%
12-Month $250,000 1.60% 1.61%
24-Month $250,000 1.70% 1.71%
36-Month $250,000 1.80% 1.81%
FLEX TERM SHARE CERTIFICATE ACCOUNTS
Type/TermMinimum Opening BalanceDividend RateAPY*
12-Months with 2 withdrawals $100,000 1.00% 1.00%
12-Months with 2 withdrawals $250,000 1.40% 1.41%

NOTE: Withdrawals may not reduce to less than the minimum balance of $100,000 or $250,000.

*APY is the Annual Percentage Yield, which is a measurement of the amount of interest paid on an account expressed as an annualized rate. Dividend rates and APYs are subject to change without notice. Call 310-324-1544 for current rates.