Nikkei Credit Union and Mabuhay Credit Union home

Deposit Account Rates

SAVINGS
Type/Term Minimum Opening Balance Dividend Rate APY*
Regular Shares $5 to $4,999 0.06%

0.06%

  $5,000 to $49,999 0.12% 0.12%
  $50,000 and over 0.18% 0.18%

 

CHECKING
Average Daily Balance to Earn Dividends Minimum Opening Balance Dividend Rate APY*
$5,000+ $5 to $4,999 0.00% 0.00%
  $5,000 to $49,999 0.03% 0.03%
  $50,000 and over 0.06% 0.06%

MONEY MARKET SAVINGS
Average Daily Balance to Earn Dividends Minimum Opening Balance Dividend Rate APY*
$2,500+ $2,500.00 to $4,999 0.06% 0.06%
  $5,000 to $49,999 0.12% 0.12%
  $50,000 and over 0.18% 0.18%

IRA SHARE ACCOUNTS (TRADITIONAL OR ROTH)
Average Daily Balance to Earn Dividends Minimum Opening Balance Dividend Rate APY*
$5 $5 0.18% 0.18%
 $5,000 $5,000 0.27% 0.27%
 $50,000 $50,000 0.36% 0.36%

SHARE CERTIFICATES (MINIMUM $2,500)
Type/Term Minimum Opening Balance Dividend Rate APY*
6-Month $2,500 1.25% 1.26%
12-Month $2,500 1.50% 1.51%
24-Month $2,500 1.75% 1.76%
36-Month $2,500 2.00% 2.02%
       
6-Month $50,000 1.50% 1.51%
12-Month $50,000 1.75% 1.76%
24-Month $50,000 2.00% 2.02%
36-Month $50,000 2.25% 2.27%
       
6-Month $100,000 1.75% 1.76%
12-Month $100,000 2.00% 2.02%
24-Month $100,000 2.25% 2.27%
36-Month $100,000 2.50% 2.53%
JUMBO TERM SHARE CERTIFICATE ACCOUNTS 
Type/Term Minimum Opening Balance Dividend Rate APY*
6-Month $250,000 2.25% 2.27%
12-Month $250,000 2.50% 2.53%
24-Month $250,000 2.75% 2.78%
36-Month $250,000 3.00% 3.04%
FLEX TERM SHARE CERTIFICATE ACCOUNTS 
Type/Term Minimum Opening Balance Dividend Rate APY*
12-Months with 2 withdrawals $100,000 1.50% 1.51%
12-Months with 2 withdrawals $250,000 2.00% 2.02%

NOTE: Withdrawals may not reduce to less than the minimum balance of $100,000 or $250,000.

*APY is the Annual Percentage Yield, which is a measurement of the amount of interest paid on an account expressed as an annualized rate. Dividend rates and APYs are subject to change without notice. Call 310-324-1544 for current rates.