Nikkei Credit Union and Mabuhay Credit Union home

Deposit Account Rates

SAVINGS
Type/TermMinimum Opening BalanceDividend RateAPY*
Regular Shares $5 to $4,999 0.05%

0.05%

  $5,000 to $49,999 0.10% 0.10%
  $50,000 and over 0.20% 0.20%

 

CHECKING
Average Daily Balance to Earn DividendsMinimum Opening BalanceDividend RateAPY*
$5,000+ $5 to $4,999 0.00% 0.00%
  $5,000 to $49,999 0.03% 0.03%
  $50,000 and over 0.06% 0.06%

MONEY MARKET SAVINGS
Average Daily Balance to Earn DividendsMinimum Opening BalanceDividend RateAPY*
$2,500+ $2,500.00 to $4,999 0.05% 0.05%
  $5,000 to $49,999 0.10% 0.10%
  $50,000 and over 0.20% 0.20%

IRA SHARE ACCOUNTS (TRADITIONAL OR ROTH)
Average Daily Balance to Earn DividendsMinimum Opening BalanceDividend RateAPY*
$5 $5 0.10% 0.10%
 $5,000 $5,000 0.20% 0.20%
 $50,000 $50,000 0.40% 0.40%

SHARE CERTIFICATES (MINIMUM $2,500) 
Type/TermMinimum Opening BalanceDividend RateAPY*
6-Month $2,500 0.80% 0.80%
12-Month $2,500 1.00% 1.00%
24-Month $2,500 1.20% 1.21%
36-Month $2,500 1.40% 1.41%
       
6-Month $50,000 1.00% 1.00%
12-Month $50,000 1.20% 1.21%
24-Month $50,000 1.40% 1.41%
36-Month $50,000 1.60% 1.61%
       
6-Month $100,000 1.20% 1.21%
12-Month $100,000 1.40% 1.41%
24-Month $100,000 1.60% 1.61%
36-Month $100,000 1.80% 1.81%
JUMBO TERM SHARE CERTIFICATE ACCOUNTS 
Type/TermMinimum Opening BalanceDividend RateAPY*
6-Month $250,000 1.60% 1.61%
12-Month $250,000 1.80% 1.81%
24-Month $250,000 2.00% 2.02%
36-Month $250,000 2.20% 2.22%
FLEX TERM SHARE CERTIFICATE ACCOUNTS
Type/TermMinimum Opening BalanceDividend RateAPY*
12-Months with 2 withdrawals $100,000 1.00% 1.00%
12-Months with 2 withdrawals $250,000 1.40% 1.41%

NOTE: Withdrawals may not reduce to less than the minimum balance of $100,000 or $250,000.

*APY is the Annual Percentage Yield, which is a measurement of the amount of interest paid on an account expressed as an annualized rate. Dividend rates and APYs are subject to change without notice. Call 310-324-1544 for current rates.