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Nothing is more important than maintaining strong bonds with your family — today and tomorrow.

At Nikkei CU, we can help your family stay connected. When you share your credit union benefits with your relatives, you not only help them improve their financial picture, but you also bring them into your credit union family.

Family Values! From now through December 31, 2013, Nikkei CU will give you and your family member a $50 reward when your family member opens a new Nikkei CU account and ONE of these qualifying services:

  • A New or Used Auto Loan ($10,000 minimum)
  • New Checking Account with a recurring Direct Deposit of $100 or more (there's no monthly fee or minimum balance!)
  • New Youth Account (for members 18 or under) with a monthly transfer of $25 or more. Ask about our Student Debit Card (requires parent signature)

Download your referral form now!

Auto Loans
as low as
2.49% APR*

  • Terms up to 84 months
  • Up to 120% financing on loans over $40,000, including tax, license and GAP

Once your relatives become members, they can apply for loans, open new accounts, and manage their money — safely and conveniently online. Stop by Nikkei today to open your new family member accounts. For information, call (866) 4-NIKKEI.

Apply online now!

*Annual Percentage Rate. New models: Amount financed based on purchase price only; does not include tax, license and GAP insurance, if purchased. Used models five years and newer: Amount financed based on lower of retail blue book or purchase price. Terms of 72-84 months require $30,000 minimum loan amount. Rates and terms are subject to change. All loans require credit approval and all rates are based on credit score and ability to repay.


Only existing members in good standing of Nikkei Credit Union (NCU), and who are at least 18 years of age may participate in the Member Referral Program. Membership eligibility is listed on our website – or call us to check eligibility.

The lifetime membership fee is only $5.

Referral Bonus

The same bonus will be paid to the "referrer" (existing NCU member) and "referee" (new member). The "referrer" bonus is available to members of NCU in good standing who refer a qualified new member who opens one of the eligible services listed here. The "referee" bonus is available to persons who have not been a signer on an NCU share account the past 12 months and who open one or more of the eligible services listed below during the promotional period. Existing NCU services and loans are not eligible for this promotion.

The minimum to open a checking account under this promotion is $100 with a monthly recurring direct deposit of at least $100. The account must remain open for at least 90 days. Direct deposit of at least $100 must be established within the first 90 days to qualify. The minimum to open a qualifying youth account under this promotion is $5 with a monthly recurring $25 deposit from an account outside of NCU or an existing NCU account. The $50 promotional deposit will be made into each member's savings account and will be on hold. If account is closed or if promotional requirements are not met within the first 90 days, the $50 will be debited from the savings account. If promotional requirements are met, the $50 will become available after 90 days or 3-recurring direct deposits.

Referral forms must be presented at time new account is opened. Form must be completely filled out so we have adequate information to pay out the bonus to the person who made the referral.

Bonuses paid represent dividends immediately deposited into your account and may be reported to the IRS. Any applicable taxes are the responsibility of the recipient.

All accounts are subject to normal approval standards. Offer can be modified or withdrawn at any time without notice. Offer ends December 31, 2013.

Effective 08/01/13

Member Cellular Discounts with Sprint