A Nikkei Vehicle Loan comes with low rates and flexible terms. We also offer Guaranteed Auto Protection (GAP) and Mechanical Breakdown Protection (MBP) to provide extra protection for your vehicle.
Our vehicle loans are available for:
· New or Used Automobiles
· Lease Buyout
Contact a Loan Representative at 866.4NIKKEI or 888.MABUHAY to apply today!
What do I need to do to qualify for a car loan?
Are your rates the same for new and used cars?
Is there an early pay-off penalty?
Who are our preferred vendors?
Guaranteed Auto Protection (GAP)
If your car were to be stolen or destroyed in an accident, you would be liable to pay the difference between your insurance settlement and your outstanding loan balance. GAP covers the difference between the market value of your vehicle (ACV) and the loan balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance related charges. Also, GAP will cover your insurance deductible, up to $1,000.
Mechanical Breakdown Protection (MBP)
Service is your choice. You can return to the selling dealership or any licensed repair facility. However, if your dealership is not convenient, professional and reliable service is just a phone call away. Just call (800) 654-8455 for service 24 hours a day.
Coverage is transferable to an individual new owner. So, if you decide to sell your vehicle to a new owner, you can transfer your coverage, thus increasing the value of your vehicle.
Your coverage begins on day one. The program provides coverage during the manufacturer's warranty for items not covered by the manufacturer, i.e. towing, tire coverage, etc.