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Scam Alert: Nikkei Credit Union employees will NEVER call you to ask for sensitive information like your social security number, PIN, or debit card details. Scammers may pretend to be representatives from our credit union's fraud department and ask for personal information and card details over the phone. Your security is our priority!


Managing Money the Modern Way
Budgeting doesn’t have to feel old school or complicated. These days, it’s easier to keep an eye on your money using apps and online tools that track what you spend, help you adjust when needed, and even move money automatically for you. A modern budget is more about understanding your cash flow and staying in control than trying to balance numbers by hand. Step 1: Get Clear on Your Numbers Before building a plan, understand your full financial picture. Review recent transact
Mar 62 min read


Save Money with These Simple Subscription Management Tricks
Subscriptions can be sneaky little money-stealers, popping up every month without you even noticing. Some make life easier, like meal kits or music apps, while others promise convenience but rarely get used. First step to taming sneaky subscriptions? You need to know exactly what you’re paying for. Our Checking Accounts powered by BaZing include Bill Shark, which helps members identify and cancel unwanted subscriptions automatically, making it easier to stay on top of recurr
Feb 32 min read


Breaking Free from Common Money Habits That Hold You Back
Could your financial habits be quietly sabotaging your goals? Sometimes, the biggest obstacles to saving and building wealth are patterns...
Apr 3, 20251 min read


Unique Money Challenges to Tackle with Friends & Family
New year, new financial goals—why not make your goals a group effort? Collaborative money challenges are exciting ways to stay motivated...
Jan 29, 20252 min read


Decoding Car Deals: Lower APR (Annual Percentage Rate) or Rebate – Which Saves You More?
When buying a car, you’re often faced with an intriguing choice: Should you go for a lower Annual Percentage Rate (APR) on financing or...
Aug 1, 20241 min read


PMI and How to Get Rid of It
Private Mortgage Insurance (PMI) is a common financial hurdle for many homeowners. Typically the purpose of PMI is to protect lenders in...
Jan 26, 20242 min read


Understanding the Prime Rate and How It Can Affect You
Understanding the concept of the prime rate is one of the best ways to explore how it impacts everyday finances. It is an interest rate...
Jul 3, 20232 min read


Time Value of Money (Why You Should Start Saving Now)
Money today is worth more than money tomorrow - an aphorism that should be THE saver’s guide at all stages of life. Conversations around...
Feb 15, 20232 min read


What Is a Share Certificate and Why You May Want to Start One
If you're fortunate enough to have some extra money that you'd like to save but you want to earn more than from a regular savings account...
Dec 9, 20212 min read


Ways To Help Kids to Become Financially Smart
One of the best things that we can teach our kids to help them have a financially healthy future is how to save. Learning "money smart"...
Oct 26, 20212 min read


Things You Need to Know About Saving for Retirement with an IRA
For many, saving for retirement is not nearly as exciting as saving for something that will be enjoyed in the nearer term, such as a...
May 6, 20212 min read
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